Terms and Conditions

Introduction

Welcome to DCFINSRV. These Terms and Conditions (“Agreement”) govern your use of the financial and insurance services provided by DCFINSRV (“we,” “us,” or “our”). By accessing or using our services, you (“client,” “you,” or “your”) agree to comply with these terms. If you disagree, kindly refrain from using our services.

Services Provided

DCFINSRV offers a comprehensive suite of financial and insurance planning services across the United States, including:

  • Financial Planning: Crafting strategies for your financial growth.
  • Life Insurance: Ensuring your loved ones’ financial security.
  • Health Insurance: Protecting against medical expenses.
  • Disability Insurance: Safeguarding your income in case of disability.
  • Property Insurance: Securing your assets against unforeseen events.
  • Retirement Planning: Helping you prepare for a comfortable future.

Our services aim to protect your assets, income, and overall well-being.

Eligibility

Our services are available to individuals aged 18 and above who are legally capable of entering binding agreements. By using our services, you confirm that you meet these criteria.

Service Agreement

Upon engaging with DCFINSRV, you will receive a detailed Service Agreement specifying:

  • The services provided.
  • Associated costs.
  • Terms of payment.

This Agreement will align with these Terms and Conditions.

Fees and Payment

Clients agree to pay all fees outlined in the Service Agreement. Fees may include:

  • Consultation fees.
  • Planning charges.
  • Commissions.

Important: DCFINSRV reserves the right to amend fees with prior notice.

Confidentiality and Privacy

At DCFINSRV, your privacy is our priority. We:

  • Use personal and financial data strictly for service delivery.
  • Adhere to privacy laws such as GLBA and HIPAA.
  • Do not share your data without authorization or legal obligation.

Client Responsibilities

Clients must provide accurate and up-to-date information. DCFINSRV is not liable for issues stemming from incomplete or incorrect data.

Insurance Products

DCFINSRV acts as an intermediary, connecting you to licensed insurance providers. While we help assess needs and recommend policies, the terms of the policies lie with the respective providers.

Limitation of Liability

DCFINSRV is not liable for indirect, incidental, or consequential damages. Our liability is limited to the fees paid for services rendered.

Termination of Services

Services can be terminated by either party through written notice. All outstanding fees for services rendered must be cleared.

Changes to Terms and Conditions

DCFINSRV may modify these Terms and Conditions. Updates will be posted on our website and take effect immediately. Clients are encouraged to review periodically.

Governing Law

This Agreement is governed by U.S. laws, specifically those of the state where DCFINSRV operates. Disputes are subject to the jurisdiction of courts in that state.

Dispute Resolution

Disputes will first undergo informal negotiation or mediation. If the issue remains unresolved, we will proceed with arbitration under the rules of the AAA.

Contact Information

For queries, reach us at:

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